How to Add UPI/Wallet Payments to WooCommerce
WooCommerce & E-Commerce Tutorials
How to Add UPI/Wallet Payments to WooCommerce
Adding UPI and wallet payments like Google Pay, PhonePe, Paytm, and BHIM helps you boost conversions — especially for Indian customers who prefer instant, hassle-free payments. This guide explains exactly how to enable UPI, QR, and wallet payments in your WooCommerce store using the best payment gateways.
1
Why Add UPI/Wallet Payments?
UPI is India’s most widely used payment method — fast, secure, and zero-cost.
Indian customers trust UPI and mobile wallets more than credit/debit cards. Enabling UPI payments can significantly increase your conversion rate because customers can pay instantly using:
- Google Pay
- PhonePe
- Paytm Wallet/UPI
- BHIM UPI
- Amazon Pay
UPI transactions are quick, secure, and work on all devices — perfect for mobile shoppers.
2
Best Gateways That Support UPI & Wallet Payments
Choose the payment gateway that suits your business model.
1. Razorpay
The most popular payment gateway for WooCommerce stores in India.
- Supports UPI, Wallets, Cards, EMI, BNPL
- Instant activation & fast settlements
- Zero setup fee
- Low transaction charges
2. Paytm Payment Gateway
Best for stores targeting Paytm Wallet & Paytm UPI users.
- UPI, Wallet, Cards, PoS support
- Large Paytm user base
- Easy setup for WooCommerce
3. Cashfree Payments
A fast-growing gateway with excellent UPI/QR support.
- UPI Auto-pay
- Wallets, cards, net banking
- Fastest settlements
4. PhonePe Web Checkout
Perfect for stores targeting PhonePe users.
- Supports PhonePe UPI + Wallet
- 1-step payment flow
5. Stripe (For Global Stores)
Stripe supports UPI for international merchants selling to Indian customers.
3
How to Enable UPI Payments in WooCommerce (Step-by-Step)
The process is easy — just install the right plugin.
- Go to Plugins → Add New
- Search for your gateway:
- “Razorpay for WooCommerce”
- “Paytm WooCommerce Plugin”
- “Cashfree WooCommerce”
- Install and activate the plugin
- Go to WooCommerce → Settings → Payments
- Click on your gateway (Razorpay, Paytm, Cashfree, etc.)
- Enter required API Keys:
- Key ID
- Key Secret
- Merchant ID (if required)
- Enable UPI / Wallet options inside the payment method settings
- Save changes
- Do a test checkout to confirm everything works
Within minutes, your store will start accepting UPI payments.
4
Should You Add UPI QR Code Checkout?
Great for COD-heavy businesses.
Some gateways let you display a static QR code at checkout. Customers simply scan and pay from any UPI app. This is useful for:
- Small businesses
- Local delivery stores
- Service businesses
- COD alternative
However, automatic payment success detection may not work unless you use a gateway like Razorpay/Cashfree with UPI verification.
Start Accepting UPI Payments Today
Enable fast, secure UPI and wallet payments on your WooCommerce store to boost conversions and improve customer experience.
